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There is a lot of equipment that goes hand in hand with yard maintenance: lawn mowers, snow blowers, sprinklers, rakes, tillers, and so on. Some policies provide coverage, and some do not. The best thing to do is to check the wording of your policy, or talk to your agent, to make sure you have coverage for all your landscaping tools. At Square One, instead of applying a percentage of your insurance to cover landscaping, we allow you to choose the amount of coverage you need with our landscaping, fencing cover and gardening equipment. The best news is that it will be in addition to your building cover, not a part of it.

For example, the north side of your home will provide deep shading, fencing can be used to block cold winter winds, and stone or concrete walls can absorb and re-radiate the heat for a warm place at night. Remember that native plants that look untouched in their natural habitat may have a more attractive and ornamental appearance.k when cut and tended. For those concerned with safety, good maintenance provides a visible indicator that the landscape is intentional and that the house is inhabited. For tips on pruning, refer to Tree and shrub trim.

For more information, see the Low-Impact Urban Design (LID) website (available online at http://www.lid-stormwater.net) and the Environmental Protection Agency's LID website. United States (online at http://water.epa.org). gov / polwaste / green /). Use a rainwater collection system - such as rain barrels or collection ponds - to collect roof water for later use. For more information on building your own tank or rain barrel, see Tanks for Non-Drinking Water Collection for Domestic Use (available online at http://edis.ifas.ufl.edu/ae029). Install paved areas so that they have the proper slope and slope (minimum slope of 2%) to direct stormwater to planted areas.

Gardening expert Carson Arthur shows you how to make simple and cute labels for your plants.

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